He asked. She said. Part 2

From my previous article on using said and asked when the dialogue already has a question mark to denoted a question being asked. Yet now, I have a situation where I want to use a ? followed by She said. The way that I am using it, it is not a question, it is her repeating him in a mocking way, although she wants to know what he is about to say.  

Paul came up to her. 

"It was dirty, and now it's not. It has to be real."

"Because it is."

"It is."

The of them started nodding in unison. 

"Only." 

Paul stopped to think about what he was going to say next. 

"Only?" Janet said

He took a deep breath.  

"Only, I don't think we should be afraid."

Janet came down the steps. 

"We shouldn't be afraid?"

"We should be a little afraid, but I don't think it's going to hurt us." 

She crossed her arms. 

I put a ? mark and used she said, because she is not asking a question, she is repeating that last thing he said as a question for him to continue. He started with, "Only.", then stopped. So she says, "Only?" Janet said, repeating the words, instead of "Only." She repeated, which would break Leonard's said/asked rule that I am using. 

Let me know what your thoughts about doing it this way, or if I should adapt a different technique. 

He asked. She said.

        In the book The Fiction Writer's Guide to Dialogue by John Hough Jr., he says (pg.5), "I'm not a tickler about "asked"--I may have used it myself a few times--but the question mark at the end of the line makes the verb redundant."

        He writes  this in response to the Elmore Leonard's "Ten Rules of Writing," which Leonard states "Never use a verb other than 'said' to carry dialogue."

        But I feel, if you use a question mark, then it should be 'She asked.' 

Because in everyday speech I say:

May I ask a question

She asked you a question

He wants to ask you a question

I asked him a question

The question was asked by my friend Albert

I NEVER say: 

She said a question to you

May I say a question

He wants to say a question

The question was said by my friend Albert

        Ask and Question go together like love and marriage, till death do us part. So to have a line of dialogue, "My money was left where?" She asked, is a better sentence than, "My money was left where?" She said. 

        This is how I feel. If you feel I am wrong, please feel free to comment or email me with your thoughts on the subject. For know, I will stick with asked. Thank you.